Is Your Microsoft Secure Score Affecting Your Cyber Insurance Premiums?
- Yiu Lung Jerry LEE
- Nov 18, 2025
- 2 min read
Introduction
Cybersecurity isn’t just about technology—it’s about money. Today, insurers and regulators are paying close attention to how businesses manage digital risk. One key metric they look at? Microsoft Secure Score. A low score can signal higher risk, which may lead to higher insurance premiums or even policy denial. Here’s what you need to know—and how to check your score.
Why Secure Score Matters for Your Wallet
Insurance Underwriters Assess Risk: Many cyber insurance providers now require proof of security measures before issuing policies or setting premiums.
Low Score = Higher Premiums: If your Secure Score is below 50, you may be flagged as a high-risk client.
Breaches Are Expensive: The average cost of a data breach for SMBs can exceed $200,000. Improving your Secure Score reduces that risk.
What is Microsoft Secure Score?
Secure Score is a measurement of your organization’s security posture within Microsoft 365. It gives you a percentage score based on the security controls you’ve implemented. The higher the score, the better your protection against threats.
How to Check Your Secure Score
Sign in to Microsoft 365 Admin Center
Navigate to Secure Score
In the left-hand menu, select Secure Score under Microsoft Security.
Review Your Score
You’ll see your current score and recommendations to improve it.
Take Action
Start with high-impact actions like enabling MFA, securing admin accounts, and updating policies.
What’s Next?
If your score is low, improving it isn’t just about security—it’s about saving money and protecting your business reputation. A higher Secure Score can help you negotiate better insurance premiums and reduce financial risk.
Need Help?
We offer free consultations to help businesses improve their Secure Score and meet insurance requirements.👉 Book a consultation
Comments